news

Self Employed Mortgages! - If Coronavirus hasn't been hard enough for the Self Employed, things are about to get even harder in the mortgage world. As of 1st October 2021, majority of mortgage lenders will require the Self Employed tax...

Higher LTV rates drop further! - We have seen various lenders announce new product ranges this week, with 95% deals dropping as much as 0.26%. The 90% rates have also improved with the headlining rates...

Clydesdale increase LTV for New Build houses to 90% - This week we saw Clydesdale Bank increase the maximum LTV available on new build residential houses from 85% to 90% LTV. Clydesdale new build offerive...

Improvements to residential New Build products including Greener Shared Ownership Mortgages at 90% - This week we have seen Virgin Money improve their rates and make their Greener Shared Ownership mortgages available up to...

Aldermore return to 95% lending— including those with credit blips! - Aldermore are one of the most generous lenders on the market and can lend up to 5.5x income for individuals or joint clients with an allowable income of at

95% deals drop to sub 3%, 90% deals back under 2% - HSBC have reduced rates again this week, launching a 2.99% 2 year fixed rate at 95% LTV which is the first sub 3% rate at 95% this year! In fact it works out 1% lower than the best 95% deal...

Self Employed Propositions continue to improve - Following their enhancement of their Buy-To-Let proposition last week, this week NatWest have improved their Self Employed proposition. NatWest along with a few other high street lenders are now happy...

NatWest enhance and simplify their Buy-To-Let Proposition - This week NatWest have announced changes to their BTL criteria which will increase their affordability, allowing landlords to borrow more and simplifying the documents required...

Bank of England held at 0.1% in unanimous vote - The Bank of England's Monetary Policy Committee has voted unanimously to maintain Bank Rate at 0.1%

Halifax offer cashback on Green Mortgage Products - Halifax have reduced their rates this week and have introduced a new product range for their Green Mortgages, starting at 1.04% for a 2 year fixed rate...

HSBC – helping the Self Employed - There has been a lot in the news over the last few days about banks and mortgage lenders not doing enough to support the self employed...

England 2 - 1 Denmark! - How can we not mention the football?! After last nights Semi-Final against Denmark, it seems like a perfect time to menton obtaining a mortgage for professional sportspersons.

Return of the Trackers! - Tracker rates slipped into the shadows a little bit during the last year, but we have seen HSBC, NatWest, Barclays, Nationwide and Santander all start to include trackers in their product range again...