SMART
FREQUENTLY ASKED QUESTIONS
We get asked all kinds of questions...
As you can imagine, with a number of mortgage advisers offering a variety of financial and protection products, we get asked a wide range of questions.
Here are some of the common questions we get asked. Of course, feel free to contact us with any that we might not have covered..
... and here are some of the answers
This will vary from lender to lender and based on your circumstances. Our adviser’s knowledge and relationship with the lenders will always ensure you get the right rates based on your circumstances.
Will my credit rating affect my application?
Credit rating can affect the decision made by high street lenders; our advisers use a panel of lenders who will take your personal situation in to account. We will find you the most accommodating lender to suit your requirements.
Each application is subject to underwriting. We strive to provide services with no fees but some lenders may apply an administration fee to cover their costs. Our team of advisers will always look for the most cost effective solution without unnecessary fees being paid upfront.
Contact Smart Advice Today on 0808 196 6111
