SMART
MORTGAGE ADVICE
Do you own a second property or portfolio of properties? We can assist with BTL mortgages! We have numerous lenders who can provide lending for your first, second or more property(s). A buy to let mortgage is a mortgage product specifically for properties that are being let out. There are no fees for any advice or guidance we provide when you contact us.
All of our advisers are experts in their field and have access to 90 lenders or more, therefore we will find you the right mortgage suited to your circumstances. Request a fact sheet for all the detail you require. Contact us now and we’ll assign you to an authorised adviser to help you through the process.
SMART
FREQUENTLY ASKED QUESTIONS
As you can imagine, with a number of mortgage advisors offering a variety of financial and protection products, we get asked a wide range of questions.
Here are some of the common questions we get asked. Of course, feel free to contact us with any that we might not have covered..
Will my credit rating affect my application?
The Buy-to-Let Mortgage Process
We will book an online meeting that will be carried out over zoom or Microsoft Teams to discuss with you what you are looking to borrow and a little information about the property.
You will be asked to fill out a 'fact finder'. This will provide information on your employment and your finances for the lenders to see what products you would qualify for.
Once the mortgage lender is happy with your fact find, they will issue a 'Offer in Principle'. You will be provided with the official mortgage paperwork to complete for the lender to apply for the mortgage in question.
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Contact Smart Advice Today on 0808 196 6111
